Our Top Management

Board Independence Statement

We have 11 board members including 2 alternate directors.

According to the criteria defined by the Chilean legislature, out of the 11 directors, 7 are independent See here for more details.  If considering the Dow Jones Corporate Sustainability Assessment criteria for Board independence, 10 Board members qualify as independent.

Other positions of note: Among the 11 members of Banco Santander Chile's board of directors, only three of them have mandates on other boards of companies listed on the Stock Exchange either in Chile or abroad: Rodrigo Montes, with 2 mandates besides Santander Chile, and Lucía Santa Cruz and Oscar Von Chrismar, each with 1 mandate besides Santander Chile.

Our Directors

Claudio Melandri
Chairman of the Board
Claudio Melandri1.jpg
Claudio Melandri became the Executive Chairman on March 1, 2018 and country head of Grupo Santander in Chile. He is also President of Santander Chile Holding S.A. and Vice President of Universia Chile S.A.. He has more than 30 years of experience in the financial industry and was Chief Executive Officer of Santander Chile from January 2010 to March 2018. He started his career in Banco Concepción and in 1990 became part of Santander Group, where he has held various positions of responsibility, including Regional Manager, of the branch network, Human resources Manager and Manager of Commercial Banking. He was also a Vice President at Banco Santander Venezuela for three years in the commercial area of this country. Mr. Melandri has a Business Degree and an Accounting degree and holds a Master’s degree in Business Administration from the Universidad Adolfo Ibañez.
Rodrigo Vergara
Rodrigo Vergara became a director and First Vice President of the Board on July 12, 2018. He is a tenured professor of the Institute of Economy in Pontificia Universidad Católica de Chile and senior economist in the Public Studies Centre. He was President of the Central Bank of Chile between 2011 and 2016. In 2012 he was chosen Economist of the Year by the national newspaper El Mercurio and a year later was nominated by the magazine Global Finance as one of the top five best presidents of central banks and number one in America. In 2013, he received the Business Award from the Economic and Administrative Sciences Faculty Foundation of the Pontificia Universidad Católica de Chile. In May 2018, Mr. Vergara was hired as an associate researcher in Harvard’s Mossavar-Rahmani Center for Business and Government. He has a Business Degree from the Pontificia Universidad Católica de Chile and a Doctorate Degree in Economy from Harvard University.
Orlando Poblete Iturrate
Orlando Poblete Iturrate is the Second Vice President and has served on the Board since April 25, 2015. Since 1991 Mr. Poblete has been a professor at the Universidad Los Andes. Between 1997 and 2004, he was Dean of the Law School and since 2014 he has been Chancellor of the university. He is also a partner at the law firm Orlando Poblete & Company. He is a member of the Counsel of the Arbitrition and Mediation of Santiago of the Chamber of Commerce of Santiago. Previously, between 1979 and 1991 he was a professor of Procedural Law at the Universidad de Chile. Mr. Poblete is a lawyer from the University of Chile and has a Masters from the same university. He also graduated from the Directive Management of Companies Program (PADE) of ESE Business School of the Universidad de los Andes.
Juan Pedro Santa María Pérez
Juan Pedro Santa María Pérez became a Director on July 24, 2012 after having served as Corporate Legal Director for Grupo Santander Chile and Legal Counsel for Santander-Chile. Mr. Santa María is President of the Analysis and Resolution Committee and First Vice President of the Integral Risk Committee. Mr. Santa María joined Santander-Chile in 2002, after the merger with Banco Santiago. Previous to that he was Legal Counsel for Banco Santiago and Banco O’Higgins. He has also been President of the Legal Committee of the Asociación de Bancos e Instituciones Financieras de Chile for over 20 years and President Pro-Tempore of the Financial Law Committee of the Federación Latinoamericana de Bancos (FELABAN). Mr. Santa María holds a degree in Law from the Pontificia Universidad Católica de Chile.
Lucia Santa Cruz Sutil
Lucía Santa Cruz Sutil became a Director on August 19, 2003. She is a Member of the Board of the Universidad Adolfo Ibañez. She is Vice President of the Board of Compañía de Seguros Generales y de Vida La Chilena Consolidada (Zurich). She is also a member of the Self-Regulation Committee for Insurance Companies in Chile. Ms. Santa Cruz is a historian and holds a Masters in Philosophy from Oxford University and holds a Doctor Honoris Causa in social sciences from King’s College, University of London.
Ana Dorrego
Ana Dorrego
Ana Dorrego became a Director in March 2016. She has been working at the Santander Group in the Financial Planning and Corporate Development department for the last 11 years, coordinating the Group planning processes. In this role, she has also been involved in following up on the different Santander Group units and projects. She is a board member of Santander Securities Services, S.A. She has also participated in acquisition, sales and integration projects during her time with the Group (ABN, SEB, US, Banesto, Spanish Cajas and Banif Portugal among others) and spent two years as e-business development director for the Santander Group. Prior to joining the Santander Group, she was a corporate clients relationship manager and commercial director of transactional banking at Bankinter. Ms. Dorrego holds a degree in Business Administration from the University Pontificia de Comillas ICAI-ICADE, a degree in General Management from IESE and Master’s degrees in Business Administration from Deusto University – Bilbao, Spain, and Adolfo Ibañez, Miami/Chile.
Rodrigo Echenique
Rodrigo Echenique

Rodrigo Echeñique became a Director in March 2019. He has been part of the Santander Group Board of Directors since 1988. From 1973 to 1976 he held several positions in the Spanish Public Administration (General Secretary of the Post and Telecommunications Office, Technical Advisor in the Office of the Spanish Prime Minister and other positions in the Spanish Tax Authority offices in Pontevedra and Madrid). Mr. Echenique served as chief executive officer of Banco Santander, S.A. from 1988 to 1994. He served on the boards of several industrial and financial companies such as Ebro Azúcares y Alcoholes, S.A. and Industrias Agrícolas, S.A. and chaired the advisory board of Accenture, S.A. Mr Echenique was also a non-executive chairman of NH Hotels Group, S.A., Vocento, S.A., Vallehermoso, S.A. and Merlin Properties, SOCIMI, S.A. He has also been non-executive chairman of Banco Popular Español, S.A. He currently is non-executive director at Inditex. Mr. Echeñique has a graduate degree in Law and State Attorney from Universidad Complutense in Madrid and serves as chairman of the board of trustees and the executive committee of the Banco Santander Foundation.

Félix de Vicente Mingo
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José Félix de Vicente Mingo became a director on March 27, 2018. He has a commercial engineering degree with a mention in Economics from the Universidad de Chile. Between 2013 and 2014 he was Minister of Economy, Development and Tourism. Before this, he was a director of ProChile, the institution of the Ministry of Foreign Affairs that promotes Chilean exports, His first position was in a fruit export company of the O’Higgins region and then the Manager of Administration and Finance of Telemercados Europa, as well as being president and partner of various companies in Chile and abroad. He has received the following distinctions: “Public Man of the Year for the Wine Industry (2011)”, “Man of the Salmon Industry (2012)”, “Member of the Circle of Honor of the University of Chile (2013)”, “Man of the Year for the Association of Software Companies (2012)” and “Public man of Engineering Consulting Companies (2013)”. In 1999 he was nominated for “Businessman of the year” in the Junior category for the Universidad de Desarrollo.
Alfonso Gomez Morales
Alfonso Gómez has a Civil Engineering degrees from the Universidad Católica de Chile, Ph.D. of the Royal College of Art of London and the executive president of the Innovation Center UC Anacleto Angelini. He started his career in the Industrial and System Engineering Department of Universidad Católica de Chile. He was founder of various companies, such as Apple Chile, Unlimited and Virtualia, the first social network developed in Latin America. He has been director for numerous companies and institutions such as the National Director of the National Council of Culture and the Arts and Director of Fundación País Digital, and he was also Director of the National Council of Innovation. He was Dean of the Faculty of Engineering and later Dean of the Business School of the Adolfo Ibáñez University.
Blanca Bustamante Bravo (Alternate)
Alternative Director
Blanca Bustamante Bravo became an Alternate Director on April 28, 2015. She is also a member of the Human Resources Committee. In 1998, she joined Viña Concha y Toro as Head of Investor Relations with the responsibility to present business strategy and achievements of the company to the financial community, a position held until 2010. In parallel, in May 2001, she became Assistant Manager of Corporate Communications. In 2011, she became responsible for relations with the community in order to focus the efforts of the company in projects that create value for the community and the environment in which it operates. Since 2013, she is a director in the Center for Research & Innovation for Concha y Toro which focus is to develop technology and knowledge transfer to the industry. She holds a degree in business from Universidad Católica de Chile.
Oscar Von Chrismar (Alternate)
Alternative Director
Oscar von Chrismar Carvajal is Alternate Director of the Board. He is a director of Sinacofi and the Stock Exchange as of April 2012. He joined Banco Santander in 1990 as a Manager of the Finance division. Between 1995 and 1996 he was General Manager of Banco Santander Peru. In 1997 he became the General Manager of Santander Chile, a position he held until December 2009 when he joined the Board of Directors, where he is currently Vice President. Mr. von Chrismar is also a board member of Banco Santander Argentina and the Santiago Stock Exchange. Prior to joining the Santander Group he was Manager of the Finance Division for Morgan Bank and Manager of Finance of ING Bank. He has over 25 years of experience in the banking industry. Mr. von Chrismar holds an Engineering degree from the Universidad de Santiago de Chile with specialist studies in the US and Europe.

Committee membership

Below is a summary of our committee structure and membership information. To read more about any of the committees, click on committee names in the chart below.

Analysis & Resolution Committee Retributions Committee Audit Committee Asset & Liability Committee Market Committee Risk Committee Strategy Committee Appointment Committee
Claudio Melandri Retributions Committee Asset & Liability Committee Market Committee Risk Committee Strategy Committee Appointment Committee
Rodrigo Vergara Audit Committee Asset & Liability Committee Market Committee Strategy Committee
Orlando Poblete Iturrate Retributions Committee Audit Committee
Juan Pedro Santa María Pérez Analysis & Resolution Committee Risk Committee
Lucia Santa Cruz Sutil Analysis & Resolution Committee Market Committee Risk Committee Strategy Committee
Félix de Vicente Mingo Audit Committee Asset & Liability Committee Risk Committee Strategy Committee
Alfonso Gomez Morales Retributions Committee Asset & Liability Committee Market Committee Risk Committee Strategy Committee
Ana Dorrego
Rodrigo Echenique
Blanca Bustamante Bravo (Alternate) Risk Committee Strategy Committee Appointment Committee
Oscar Von Chrismar (Alternate) Analysis & Resolution Committee Asset & Liability Committee Market Committee Risk Committee Strategy Committee Appointment Committee
= Chairperson = Member = Chairman of the Board = Financial Expert = Vice-Chair of the Board

Analysis & Resolution Committee

To outline and control the compliance to the general and specific policies, rules and objectives concerning the prevention of money laundering and the funding of terrorism under local laws and regulations, as well as those of the Santander Group.

Retributions Committee

Constant review of the policy documentation regarding the evaluation and remuneration of positions defined as “key positions”, as well as other members of the organization.

Audit Committee

To oversee the financial statements elaboration process of the Bank as well as the corresponding management of internal and external auditors, in order to provide adequate and accurate information for shareholders, investors and the general public

Asset & Liabilities Committee

To have knowledge and approve, depending the on the case, the risks and positions adopted and managed by the Financial Management Area of the Bank and its subsidiaries in Chile

Market Committee

To oversee the results of the trading investment portfolios; to make estimates of both the national and international situation that can be used for taking positions; to review with the business managers the Bank’s risk appetite and to approve the risk limits established on an annual basis

Risk Committee

To propose the risk framework and the general policies necessary for the definition of the Bank’s risk appetite, and to supervise the correct identification, measurement and control of all risks faced by the company.

Strategy Committee

To assess and outline the main goals and guidelines of Santander’s Strategic Plan elaboration. To approve the plan defined by the senior management for the Santander Group as a whole and for the different business units, in addition to regularly monitoring their progress.

Appointment Committee

Constant review and implementation of policies and processes for the appointment of positions defined as key positions, along with the revision and with regard to other members of the organization.

Senior Management

Miguel Mata
Chief Executive Officer
Miguel Mata became the Chief Executive Officer in March 2018. Previously, he was Deputy General Manager among other diverse roles related to the business strategy of Santander-Chile. Mr. Mata joined Santander-Chile in 2002 when Santander-Chile merged with Banco Santiago. He previously served as the Financial Controller of Banco Santiago. He has been working in the banking industry since 1990, when he joined Banco O’Higgins, one of the predecessors to Banco Santiago. He is also a Director of Santander Consumer Chile S.A. and was president of Santander Asset Management S.A., as well as a director of Redbanc and Transbank, representing Banco Santander. Mr. Mata holds a degree in Engineering from Universidad Católica de Chile.
Pedro Orellana
Director of Retail Banking
Pedro Orellana became Manager of Retail Banking in April 2021. He has been part of the Santander Group for 25 years. He began his career in the Bank in 1995, where he has had various responsibilities, including Manager of the segments of Individuals and SMEs. He was also Executive Vice-president of Retail Banking in Colombia and then Head of Retail Banking of the Americas Division in Madrid. Mr. Orellana holds a degree in Engineering from Universidad de Chile and a CFI from Stanford.
Andrés Trautmann
Director of Corporate and Investment Banking
Andrés Trautmann became Manager of the Corporate and Investment Banking segment since May 2021. He is also Head of Markets in Chile, after arriving in Chile in 2018. He was part of Goldman Sachs in New York, where he spent five years managing Emerging Market Sales. Before that, Mr. Trautmann was over six years in Santander, both in London and Chile.
Luis Araya
Director of Middle-Market
Luis Araya became Manager of our Middle-Market segment since May 2021. He has various responsibilities in different divisions throughout the 24 years he has worked within the Bank. Before becoming manager of this segment, he was Manager of the Santander branch network for four years and the Manager of Human Resources for the Individuals Division for two years. Before that, he was part of the Commercial Division as the Manager of Products, Investments and the Individuals segment. He also worked for Santander Corporate and Investment Banking for nine years. Luis Araya holds a degree in Engineering and has a Master of Science Degree, both from Pontificia Universidad Católica in Chile.
Emiliano Muratore
Chief Financial Officer
Emiliano Muratore has more than 20 years of international banking experience. He became Chief Financial Officer for Santander-Chile in April 2016. Before becoming CFO, he spent eight years as the head of the ALM division. Prior to joining Santander Chile in 2006, Mr. Muratore worked at Santander’s headquarters in Madrid for 4 years and, before that, at Santander’s unit in Argentina for 4 years. He is also a member of the board at Fundación Belén Educa. Mr. Muratore has a degree in business from Universidad Católica Argentina in Buenos Aires and a postgraduate degree in finance from Universidad de San Andrés in Buenos Aires. In 2018 he completed the Advanced Management Program at Harvard Business School. Currently, he is chairman of the Finance Committee at Chile’s Banking Association.
Guillermo Sabater
Financial Controller
Guillermo Sabater is the Financial Controller of Santander-Chile and has been working for Santander Spain and its affiliates for 23 years. Between 2009 and 2015, he was Executive Vice President of Santander in the US and CFO and Controller of Sovereign Bank and Santander Holdings USA. Before that, he was the financial controller of Banco Santander Chile, between 2006 and 2009. He also served for three years, between 2003 and 2006, as controller of the Consumer Finance Division in Madrid, Spain. Mr. Sabater also served as an internal auditor during his first ten years at the company. He has a degree in Economics and Business Administration from the University College of Financial Studies at the University Complutense de Madrid and completed a Program in Executive Development at the Institute of Business and has completed various courses at institutions such as Babson College and Boston University.
Franco Rizza
Director of Risk
Franco Rizza became Manager of Risk in February 2014. Previously, he was director of Global Collections & Recoveries in the Madrid headquarters, covering all countries where the Group has commercial banking activities outside Spain. Between 2010 and 2013, he was the Chief Risk Officer of Banco Santander in Uruguay. He joined the Group in 1989 in Argentina, where he held various positions, including Regional Manager, Product Manager and Retail Credit Risk Manager. He is also a Director of Santander Consumer Chile S.A.. He has completed studies in Business and Risk Management in Argentina and Spain.
María Eugenia de la Fuente
Director of Human Resources
María Eugenia de la Fuente is the Director of Human Resources and Communications. Ms. de la Fuente has a degree in business from the Universidad de Chile and a Master’s degree in tax planning from the Universidad Adolfo Ibañez. She has more than 25 years of experience in strategic planning and human resource management for both private and public companies. From March 2010 to February 2012, she was the Undersecretary to the Chief of Staff for the first government of President Sebastian Piñera. From 2013 to 2015, she was Managing Director of Transparency and Client Services for Corpbanca and Chief Executive Officer of BZD Consultores. She assumed her current role at Santander-Chile in June 2015.
Cristian Peirano
Manager of Corporate Products

Cristian Peirano became the manager of Corporate Products in April 2019, date on which he reintegrated to the Bank. He has more than 30 years of experience in the banking industry. He previously held the positions of manager of real estate and construction banking for 10 years at another institution and manager of corporate products. Between 1986 and 1999 he was responsible for the areas and divisions of Research, Commercial Corporates and Risk at Banco O-Higgins and Banco Santiago, as well as director to subsidiaries in Chile and abroad. Furthermore, between 1999 and 2009 he worked in Banco Santander, merged with Banco Santiago as Manager of Middle-market banking and manager of Leasing, Factoring and Confirming. He has a commercial engineering degree from Universidad Católica de Chile.

Ricardo Bartel
Director of Technology and Operations
Ricardo Bartel became the Manager of Technology and Operation in June 2015 after joining Santander Chile in October 2014 as Manager of Operational Services of the same division. Mr. Bartel has both a Civil Engineering degree and a Master of Business Administration from Universidad Católica de Chile. He has previously held various management positions in product and service companies such as Chief Financial Officer at Madeco, Logistics and Distribution Manager and Chief Financial Officer of CCU SA. and Chief Executive Officer of Empresas Relsa S.A. and Laboratorio Mayer.
Sergio Avila
Director of Administration and Costs
Sergio Avila is Manager of Administration and Costs. He has worked at Banco Santander Chile for 19 years in Asset Management, Corporate Finance, Retail banking, Middle-market and Risks. Mr. Avila has a Bachelor of Science and Master of Science in Civil Engineering Degree from the Universidad Católica.
Carlos Volante
Manager Clients and Service Quality
Carlos Volante became manager Customers and Quality of Banco Santander in January 2014. He joined the Santander Group in 1990, holding various responsibilities within the organization, including manager of the Branch Network, general manager of the Administrator of Mutual Funds, Mortgage Manager, Product Manager and Monitoring Commercial Banking. He was also Executive Vice President of Commercial Banking at Banco de Venezuela Grupo Santander. Between 2012 and 2013, he was general manager of the Corona Commercial Credit Group. Mr. Volante is an accountant auditor from the University of Talca and attended the DPA and an MBA from the Universidad Adolfo Ibáñez and participates in the PADE program at the Universidad de los Andes.
Cristian Florence
General Counsel

Cristian Florence is our General Counsel, a position he has held since September 2012. Prior to that he served as Chief Lawyer at Santander-Chile. Mr. Florence joined Santander-Chile in 2002 when Santander-Chile merged with Banco Santiago. He started working in the banking industry in 1991, when he joined Centrobanco, a predecessor of Banco O’Higgins and Banco Santiago serving at several positions in the law departments. Mr. Florence is also a Director of Zurich Santander Seguros Generales Chile S.A., Zurich Santander Seguros de Vida Chile S.A. and Santander Asset Management S.A. Administradora General de Fondos. He has a degree in Law from the Universidad Gabriela Mistral and a Master of Laws (LLM) from the same university and is a professor of Civil Law.

Oscar Gómez
Director of Internal Audit

Oscar Gómez is Director of Internal Audit a position he has held since January 2020. He has worked for Grupo Santander since 1997 in different positions in the Internal Audit Division, including the Corporate Director for Financial Risk Information. Mr. Gómez has a degree in Economic and Business Science from Universidad de Cantabria and is certified by the IIA (Institute of Internal Auditors) as CIA (Certified Internal Auditor) and CRMA (Certification in Risk Management Assurance), additionally, he has completed post graduate studies in Instituto de Empresa (Spain) and INSEAD (France).

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